Home' The River Weekly News : RWN 012216 Contents THE RIVER - JANUARY 22, 2016
by Jennifer Basey
We’re just a
the first caucuses
and primaries, so
tion season is in
full swing. As a
voter, you may be
in the election pro-
cess. But as an investor, should you be
If you take a look back, you might be
somewhat encouraged over the prospects
of the financial markets this year. In the
last 12 presidential election years, the
Dow Jones Industrial Average has been
up nine times and down just three. So,
election years must be good for the finan-
cial markets, right?
Not necessarily. In every year, the mar-
kets are influenced by a variety of factors:
interest rates, inflation, corporate profits,
geopolitical events, economic growth
and even the weather. And it’s safe to
say that 2016 will be no different. At this
early stage of the year, one could say that
some of these factors, such as continued
low interest rates and a reasonably strong
economy, might bode well for investors.
But there’s a lot of 2016 ahead of us –
and it’s notoriously difficult for anybody,
even so-called experts, to accurately
predict the market’s per formance over a
relatively short time, such as a year.
Still, the market’s history of pretty
good results in presidential election years
may not be entirely random. For one
thing, the White House is never the only
office being contested; elections are also
held for every congressional district and
many seats in the Senate. Consequently,
during these election years, campaigning
often takes precedence over legislating.
This legislative inactivity tends to be wel-
comed by the financial markets, which
generally dislike surprises, big changes
and new directions.
However, you can’t really count on
past trends to provide a certain roadmap
for the year ahead, in terms of the per-
formance of the financial markets. As
mentioned above, many factors influence
this performance, and at this early stage
in the year, we just can’t predict which of
these factors will take precedence.
So instead of worrying about things
you can’t control, focus on those that you
can. For starters, review your investment
mix. Does it still properly reflect your
goals, risk tolerance and time horizon?
Over time, even if you haven’t made
many changes to your portfolio, it can
become “unbalanced.” For example, if
you own some stocks that have increased
greatly in value over the years, these
stocks may now be taking up a larger
percentage of your holdings than you had
intended, bringing with them a higher
degree of risk. Consequently, you might
want to consider selling off some of these
stocks and using the proceeds to fill in
other gaps in your portfolio.
On the other hand, if you think your
mix of investments is not providing you
with the returns you need to help make
progress toward your long-term objec-
tives, you may need to add some vehicles
that can provide you with more growth
potential. After all, it’s 2016 now, so
whatever your age, you are another year
closer to retirement.
Will this year look like past presiden-
tial election years, as far as good returns
from the stock market? No one can
say for sure. But if you “vote” for smart
investment moves, you won’t be sorry.
Jennifer Basey is a financial advisor
in Fort Myers. She can be reached at
Community Cooperative has
announced it’s 2016-2017
officers to serve for the com-
ing year: Board President, Wayne
Kirkwood, Kirkwood Electric Inc.; Board
Vice President, Jordi Tejero, CRS
Technology Consultants; Treasurer, Joe
Catti, FineMark National Bank & Trust;
and Secretary, Katie Haas, Boston Red
Sox. The executive committee is serving
a two-year term that started in January
Community Cooperative is also
pleased to share that Charlotte Miller of
Florida Power & Light Company and
Betsy Alderman of Norther n Trust Bank
have been elected to the nonprofit’s
board of directors.
“We are so fortunate to have
Charlotte and Betsey join our Community
Cooperative leadership team,” said
Galloway. “They both bring unique busi-
ness perspectives and understanding of
our community that will greatly benefit
Miller is an area external affairs man-
ager of Florida Power & Light Company,
the third-largest electric utility in the
United States. Alderman is currently a
wealth strategist and investment consul-
tant for Northern Trust, a premier global
wealth firm founded in 1889.
Community Cooperative is an innova-
tive nonprofit 501(c) 3 organization made
up of social service entrepreneurs fighting
to end homelessness and hunger in the
community. The agency provides more
than 14,000 meals each month through
its Community Cafés and Marketplace
and Meals on Wheels programs.
Community Cooperative offers homeless
continued on page 24
Will The Presidential Election
Affect Investment Outlook?
Doctor and Dietitian
Of Vitamin D
by Ross Hauser, MD
and Marion Hauser, MS, RD
Vitamin D is getting more atten-
tion lately. That’s good, because
this vitamin is packed with health
benefits. Many of us are familiar with
Vitamin D’s role in promoting healthy
bones by aiding calcium absorption, but
it has also been shown to lower the risk
of high blood pressure, diabetes, heart
attack, rheumatoid arthritis and multiple
sclerosis. Vitamin D inhibits cancer
growth and regulates the immune sys-
tem. Taken in combination with daily
fiber, Vitamin D reduces the risk of
developing precancerous colon polyps.
This power-packed vitamin is pro-
duced by your skin in response to expo-
sure to ultraviolet B from natural sunlight.
The closer you are to the equator, the
easier it is to get Vitamin D from the sun.
However, if you live above 40 degrees
north latitude, like our friends in Chicago,
you won’t make much Vitamin D in
the winter. In Florida, you can produce
Vitamin D most of the year.
An estimated 40 percent of the
U.S. population is Vitamin D deficient.
Remember, without enough vitamin D,
your body cannot absorb calcium, and
Vitamin D deficiency can lead to osteopo-
rosis, especially as we age.
Just as Vitamin D can help prevent
disease, a deficiency in this vitamin is
linked to a spectrum of health conditions,
including diabetes and various cancers.
Muscles, nerves and the immune sys-
tem all need Vitamin D to function well.
Chronic Vitamin D deficiency cannot be
reversed over night, but takes months of
supplementation and sunlight exposure to
It is difficult to meet our Vitamin D
needs through diet alone. Vitamin D-rich
foods are not as common as you would
think, which is why a lot of milks and juic-
es are fortified with it. If you’re not able
to get enough safe sunlight exposure,
consider a Vitamin D supplement.
This information is not intended
to treat, cure or diagnose your condi-
tion. Caring Medical and Rehabilitation
Services has two locations: one in Oak
Park, Illinois, and one in Fort Myers.
It was established in 1991 by Ross
Hauser, MD, and Marion Hauser, MS,
RD. They can be reached at info@car-
Free Community Health Fairs Offered
The Lee Memorial Health System Parish Nurse Program is teaming up with
Right at Home In Home Care & Assistance and Shell Point Retirement
Community to provide a series of free health fairs open to the public. With
the help of sponsors, the Parish Nurse Program will provide wellness screenings to
the Southwest Florida community at churches throughout the area.
The annual community wide health fairs will take place at the following locations:
• January 29, 1 to 4 p.m ., Sanibel Center 4 Life, 2401 Library Way, Sanibel
• February 13, 9 a.m . to noon, First Christian Church, 2061 McGregor Boulevard,
• March 5, 9 a.m . to noon, Grace Methodist Church, 13 SE 21st Place, Cape
• March 18, 9 a.m . to noon, Grace Shores, 14036 Matanzas Drive, Fort Myers
Door prizes and healthy snacks will be provided for participants. Free screenings by
health care professionals include: memory screening, varicose veins, balance test, pulse
oximeter readings, glucose, skin cancer, hearing, vision, BMI, blood pressure, and foot
health. Various health care community resources will also be available, as well as infor-
mation on advance directives. Lee Memorial Health System will offer Heart Report
Card screenings at the Feb. and March health fairs. An appointment is required and
fees apply. For more information, call 343-5292.
“We are truly blessed to be able to reach out into the community and address health
issues and improve the quality of life for individuals who otherwise would not seek
medical attention,” said Nancy Roberts, manager of the Parish Nurse Program. “At
every health fair, the screenings identify the need for immediate care in at least one or
two people. Life-threatening conditions such as high blood pressure and heart disease
often have no symptoms. These free screenings are saving lives.”
The Parish Nurse Program is part of the Spiritual Services Department of Lee
Memorial Health System. The Parish Nurse Program promotes holistic care of the
body, mind, and spirit by addressing the spiritual and emotional needs of patients,
families, employees, volunteers and faith communities. More information is available
on the web at www.leememorial.org/spiritualservices, or by calling 343-5182.
Right at Home provides in-home care to seniors and others throughout Lee and
Collier counties who need help maintaining their independence and a healthy lifestyle,
and offers caregiving services for most any situation. For more information, call 949-
1070, or visit www.rightathome.net.
Shell Point Retirement Community is a nonprofit continuing care retirement com-
munity, which offers independent retirement living, assisted living, and skilled nursing
to its 2,400 residents in an active, resort-style environment. Lifestyle amenities include
deep-water boating access with free dockage, a championship 18-hole golf course, and
other recreational and educational activities. To learn more, visit www.shellpoint.org or
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